Get one now and save your money today. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. The details you see on our site may be different from others. Annual Fees. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. Avoid costly annual fees & save money with Mastercard's 0 annual fee credit cards. Request via digibot. Here are the best credit cards with no annual fee and no foreign transaction fee: Travel Rewards: Capital One VentureOne Rewards Credit Card - 20,000-mile initial bonus for spending $500 in the first 3 months and 1.25 miles per $1 on all purchases. All rights reserved. Request via digibot. Visa Credit Card was issued. Like other everyday cards, there’s a S$800 minimum, but unlike other cards–which charge unwaivable fees–OCBC 365 Card provides a waiver after just S$10,000 annual spend (S$833/month). The main drawback is that the minimum spending requirement of $800 is quite high. Fees (OCBC Plus! Annual fee. It offers both convenience and value. Visa Credit Card) Principal card. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. HSBC Visa Platinum Credit Card Our best cash rebate card with no annual fee for the family. Fees & Charges for Credit Cards. With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. hotel bookings made overseas), health and medical expenses, as well as electronics and furnishing at certain merchants like Harvey Norman, Ikea and Best Denki. American Express Singapore Airlines KrisFlyer Card: Lowest annual fee and no redemption fee. spend requirement. This card is also perfect for those who want to save a couple of hundred bucks on unnecessary service fees that you’re unable to avail as part of your credit card benefits. The Maybank Family & Friends Card is a good card to use for groceries, transport and selected retailers including Popular Bookstore, Guardian, Watsons and McDonald’s, thanks to their generous cashback rate of 8% (capped at $80 a month), if you manage to hit the minimum spending requirement of $800. Cash rebate cap at S$80 per month, 0.3% cash rebate on all other spend with no cap on cash rebates, 3 years annual fee waived; spend min. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, Standard Chartered Unlimited Cashback Credit Card. If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received. You may request to waive your annual fee, finance or late charges. Monthly Spend Required. Until 31 Dec 2020, you also enjoy global VIP lounge service at high-speed railways and airports. $0. Visit Site. If you do not have your Credit Card PIN, please call +65 6333 6666. Not everyone will be able to apply for these cards. Annual Fee. … All No Annual Fee Cards Blue Cash Everyday® Card Cash Back Starts Here Earn up to $300 Back – Here's How: Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. All financial products and services are presented without warranty. Get only what you need with minimised cost on your end. The credit limit will be S$500. Free credit cards for priority banking customers. Why this is one of the best no-annual-fee cards: Chase Freedom Flex earns varied rewards and charges no annual fee. Only a handful of them have indefinite annual fee waiver. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. It is rare to get a credit card with no annual fee in Singapore. Singapore credit card online application." Citi Cash Back+ Mastercard® SingSaver's Exclusive Offer. V isa Credit Cards). Contact your credit card issuer to find out if your annual fee can be waived based on your account activity, payment history, or length of time as a customer. Almost anyone can benefit from the grocery and online shopping cashback, and if you often go to spas or have a pet, the card becomes even more attractive. Up to 1.5% on … Eligibility: To apply, you must: Be a Singapore Citizen/Permanent Resident However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee … The VentureOne card requires good credit. Additionally, this site may be compensated through third party advertisers. The credit cards below either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. © 2009-2020 MoneySmart. Do you know of any other credit cards with no annual fee? Credit Card Fee Waiver. ... Singapore Airlines Credit Cards - Get the most out of life. On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. *NEW* Up to 8% cash rebate on all resturant spends in Singapore and Malaysia, *NEW* Up to 8% cash rebate on and data communication & online TV streaming, Up to 8% cash rebate on petrol and groceries including online gorcery stores spend in Singapore and Malaysia, Up to 8% cash rebate on selected shopping stores, contactless bus and train rides, taxi and all passenger transportation servcies such as Grab and GOJEK, 8% or 5% cash rebate with lowered minimum spend of S$800/S$500 per month respectively. 109 Reviews. 4.3. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. Request via digibot. Like the CIMB Visa Signature, the CIMB Platinum MasterCard is free for life, which saves you from having to call them up and beg them to waive annual fees! 7 Best Credit Cards in Singapore 2020 – MoneySmart Writers Pick Our Favourites, Best No Minimum Spend Cashback Credit Cards In Singapore 2020, Getting Rid of Your Credit Card Debt in Singapore: 5 Essential Tips, Citibank Cash Back Card – MoneySmart Review 2021, UOB One Credit Card — “Singapore’s most generous rebate card” Now Updated with up to 10% Rebate on Daily Spend, Best 1-for-1 Hotel Buffet Dining Promotions in Singapore (Nov 2020), Best Credit Card Promotions (2020) – Free AirPods, CapitaLand Vouchers & More, Hoolah, Rely & Other Credit Card Instalment Plans to Ease Your Payment Pains. Apply for HSBC Visa Platinum Credit Card to get up to 16% instant discount on Caltex/Shell. Apply Now. Google Pay vs Apple Pay vs Alipay – What’s the Difference for a Singaporean? If you don’t, but still manage to spend at least $500 in a month, you get 5% cash rebates instead of 8%. Apply now! If you do not have your Credit Card PIN, please call +65 6333 6666. Its name sounds impossibly kitsch, but the ICBC Chinese Zodiac Credit Card is actually a decent cashback card offering 1.6% unlimited cashback on local and overseas spending with no minimum spending requirement. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. Finally, you can get a perpetual annual fee waiver if … Credit Cards . Best Credit Cards with Annual Fee Waivers. Get a fee waiver for 2 years. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. Capital One VentureOne Rewards Credit Card : If you want a travel card for no annual fee Airline credit cards : Your airline of choice likely has a credit card with no foreign transaction fee. With a no annual fee credit card, you can save up to $500 every year, depending on your chosen credit card. This is the cost to own a credit card. Maybank Platinum Visa: Up to 3.33% rebate with S$300 min. – Not all of us have time to spare waiting for a real human to pick up our call. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, minimum spending requirement of $800 is quite high. The Citi PremierMiles Visa Card is truly … You will need the following documents to obtain the free credit report: Card carrier that comes with your credit card; NRIC; Credit Bureau (Singapore) Pte Ltd 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804 Tel: +65 6565 6363 www.creditbureau.com.sg *Note: The free credit report is not available for renewed or replaced cards. No Minimum. Looking for a credit card with annual fee waived for life? Learn more about no annual fee cards. In Singapore, annual fee waivers on credit cards are typically offered on a 12-month, two … CIMB Platinum MasterCard Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. 3 RM7.50 for YOLO Card is waived upon one (1) retail transaction made per calendar month. 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